If you are buying a house then you please go and take insurance for yourself because tomorrow if something happens to you your family will anyway be suffering from their loss of yours but they should not also suffer the burden of the housing loan which they don't know how to repay, says Nilesh Shah.
Q: As a personal finance expert have you also advised people on how to spend for instance spending on health insurance?
A: Definitely there are certain aspects where we have actually pushed people to spend. One is if you are buying a house then you please go and take insurance for yourself because tomorrow if something happens to you your family will anyway be suffering from their loss of yours but they should not also suffer the burden of the housing loan which they don't know how to repay. Similarly on health insurance side, now with the medical advancement the lifespan is increasing and medical cost is increasing and it is no longer going to be affordable unless and until you have a proper insurance scheme. So insurance is something where we have been pushing people to spend and that spending in some sense is taking a cover for uncertainty and it is extremely important.
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